Under the Fair Credit Reporting Act (FCRA) you have the right to "Opt-Out" of receiving pre-approved (firm) offers of credit or insurance. If you choose to Opt-Out you will no longer be included in pre-approved (firm) offer lists provided by the credit reporting agencies, therefore, reducing the pre-approval mail solicitations and junk mail you receive.
The Opt-Out website will provide instruction on how to:
- Opt-Out from receiving Pre-Approved (firm) offers for five years
- Opt-Out from receiving Pre-Approved (firm) offers permanently
A recovery advocate can provide general instruction and education regarding the Opt-Out process but cannot complete the required steps on your behalf.
To remove yourself from pre-approved credit offers, call or visit:
www.optoutprescreen.com - 1-888-5-OPTOUT (567-8688)
National Do Not Call Registry
The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home. You can register your home or mobile phone at no cost by visiting the Do Not Call Registry website (below).
Telephone numbers placed on the National Do Not Call Registry will remain on it permanently due to the Do-Not-Call Improvement Act of 2007, which became law in February 2008. To learn more about the act, visit http://www.ftc.gov/opa/2008/04/dncfyi.shtm
To place your phone number on the National Do Not Call Registry call or visit:
www.donotcall.gov - 1-888-382-1222 (TTY 1-866-290-4236)
You must call from the number you would like to register on the Do Not Call list.
If at anytime you wish to reinstate telemarketing calls, make another call from the phone number which has been registered.